The Schwab Alternative Investment OneSource platform provides investors with access to a diversified portfolio of non-listed alternative investments issued by well-known asset managers—and offers streamlined execution, consolidated reporting with no annual custody fee.

“We’re excited to join the Schwab Alternative Investment OneSource platform and make Eagle Point Institutional Income Fund more accessible to investors through independent financial advisors,” said Thomas Majewski, the Fund’s Chairman and Chief Executive Officer. “We believe investors who are interested in income-generating investments will find Eagle Point Institutional Income Fund to be an attractive part of their portfolio.”

The Fund’s primary investment objective is to generate high current income, with a secondary objective to generate capital appreciation, by investing primarily in diversified pools of senior secured loans called collateralized loan obligations (“CLOs”). As of December 31, 2024, the Fund’s portfolio of 78 CLO equity investments provided exposure to 1,364 different US companies across 62 different industries.² The Fund has made 30 months of consecutive monthly distribution payments since commencing operations, generating a 10.4% annualized distribution rate.³

The Fund is a non-traded closed-end fund registered under the Investment Company Act of 1940, and it currently offers its shares on a continuous basis via monthly closings. Please refer to the Fund’s website at www.EPIIF.com for additional information.

About Eagle Point Credit Management LLC

Eagle Point Credit is an investment manager focused on specialized credit strategies in inefficient markets, including CLO securities, Portfolio Debt Securities,⁴ Regulatory Capital Relief transactions and Strategic Credit investments. As of November 30, 2024, Eagle Point Credit and its affiliates managed over $11 billion of total assets under management (including committed but undrawn capital). “Eagle Point Credit” is a registered trademark of Eagle Point Credit Management LLC. Learn more about Eagle Point Credit at www.eaglepointcredit.com.

About Schwab and the Schwab Alternative Investment OneSource Platform

Schwab and the Schwab Alternative Investment OneSource^® platform are trademarks of Charles Schwab & Co., Inc. and used with permission. Eagle Point Institutional Income Fund and Eagle Point Credit Management LLC are not affiliated with Charles Schwab & Co., Inc.

Charles Schwab & Co., Inc. (member SIPC) receives remuneration from fund companies in the Schwab Alternative Investment OneSource platform for recordkeeping and shareholder services, and other administrative services.

Schwab does not provide investment advisors, or their clients, advice or make recommendations about potential investments in any funds on the Schwab Alternative Investment OneSource platform, funds made available on third-party platforms that participate in the Schwab Alternative Investment Marketplace platform, and funds that may be held in custody. It is each investment advisor’s responsibility to determine the suitability of such an investment for its clients. Alternative investments are risky and an advisor’s clients may lose their entire investment in a fund.

Forward-Looking Statements

This press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Statements other than statements of historical facts included in this press release may constitute forward-looking statements and are not guarantees of future performance or results and involve a number of risks and uncertainties. Actual results may differ materially from those in the forward-looking statements as a result of a number of factors, including those described in the Fund’s filings with the U.S. Securities and Exchange Commission (“SEC”). The Fund undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this press release.

Securities Disclosure

This press release is provided for informational purposes only, does not constitute an offer to sell securities of the Fund and is not a prospectus. Such offering is only made by the Fund’s prospectus, which includes details as to the Fund’s offering and other material information. Securities are offered through Eagle Point Securities LLC, a member of FINRA and SIPC, and an affiliate of Eagle Point Credit. Investing in the Fund involves risk of loss of some or all principal invested. Speak to your tax professional prior to investing. This is neither an offer to sell nor a solicitation to purchase any security. Please refer to the prospectus available at www.EPIIF.com for additional information about the Fund. An investor should consider the investment objectives, risks, and charges and expenses of the Fund carefully before investing.

Risk Disclosures and Important Information

• The Fund is designed as a long-term investment, not a trading vehicle.
• Past performance is not indicative of, or a guarantee of, future performance.
• Shares of the Fund are not traded on an exchange and therefore the Fund’s shares have no liquidity.
• The Fund invests a significant portion of its assets in CLO equity and junior debt securities; these may have more acute risks than other types of credit instruments.
• An investment in the Fund is speculative and entails substantial risk, including the possible loss of some or all of one’s investment. There can be no assurance that the Fund’s investment objectives will be achieved.
• An investment in the Fund is not appropriate for all investors and is not intended to be a complete investment program.
• The Fund utilizes leverage, which uses various financial instruments or borrowings to increase potential return on the Fund’s investments. The use of leverage involves risk, including possible high volatility and declines of the Fund’s NAV, as well as fluctuating dividends and distributions.
• The Fund invests primarily in below-investment grade or unrated securities, commonly called “high yield” or “junk” bonds. Such investments may not pay interest or repay principal when due.

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¹As of November 30, 2024, includes committed but undrawn capital and assets managed by Eagle Point Credit Management LLC and certain of its affiliates.

²The information presented herein is on a look-through basis to the CLO equity held by the Fund as of December 31, 2024 and reflects the aggregate underlying exposure of the Fund based on the portfolios of those investments. The data is estimated and unaudited and is derived from CLO trustee reports received by the Fund relating to December 2024 and from custody statements and/or other information received from CLO collateral managers and other third-party sources. Information shown, depending on when such information was received, may reflect a lag in the information reported. As such, while this information was obtained from third party data sources, December 2024 trustee reports and similar reports, does not reflect actual underlying portfolio characteristics as of December 31, 2024 and this data may not be representative of current or future holdings. Industry categories are based on the S&P industry categorization of each obligor as reported in CLO trustee reports to the extent so reported. Certain CLO trustee reports do not report the industry category of all of the underlying obligors and where such information is not reported, it is not included in the summary look-through industry information. In addition, certain underlying obligors may be re‐classified from time to time based on developments in their respective businesses and/or market practices.

³The Fund’s annualized distribution rate reflects distributions declared for the quarter ending in March 2025 annualized and divided by the prior quarter end net asset value. Special distributions, including special capital gains distributions (if any), are not included in the calculation. Historical performance is not a guarantee of future returns and future performance may vary. The timing and frequency of distribution payments is not guaranteed. Investment return and principal value of any investment will fluctuate and may be worth more or less than the amount initially invested. Distribution payments are not guaranteed. Distributions may be comprised of any combination of 1) net investment income (“NII”) and/or 2) net capital gain, and, if the Fund distributes an amount in excess of NII and net capital gains, a portion of such distribution will constitute a return of capital. A return of capital distribution may reduce the amount of investable funds. The Fund provides a Section 19(a) Notice each month of the best estimate of its distribution sources which may be viewed at www.EPIIF.com. Please note that these estimates may not match the final tax characterization for the full year distributions that are stated on shareholders’ Form 1099-DIV. Investors should be aware that the distribution rate should not be confused with yield or performance.

⁴Eagle Point Credit defines “Portfolio Debt Securities” primarily as debt and preferred equity securities or instruments (including debt and preferred securities which are convertible into common equity) issued by funds and investment vehicles, such as BDCs, registered closed-end investment companies, unregistered private funds, REITs and sponsors of such vehicles, to finance a portion of their underlying investment portfolios.